Finthink Consultants
Return Filing Season · AY 2026-27

File your Income Tax Return with CA-reviewed accuracy.

End-to-end ITR filing covering salary, capital gains on shares & mutual funds, house property (rent or home loan), business & professional income, and bank FD interest — fully reconciled with AIS, TIS and Form 26AS. Pan-India online, priced flat, filed by qualified professionals.

Last updated:
Filed by qualified CAs & tax professionals
AIS / TIS / 26AS reconciled — no notice risk
Old vs new regime — lowest legal tax
Every income head, covered

What we file for you

Whether you're a salaried professional with an SIP portfolio, a landlord with a home loan, a freelancer on 44ADA, or a senior citizen living on FD interest — one team handles every source of income on your return.

Salary Income

Form 16, multiple employers, arrears (section 89 relief), HRA, LTA, standard deduction, professional tax and correct regime pick.

Capital Gains — Shares & Mutual Funds

STCG under 111A (20%), LTCG under 112A (12.5% over Rs 1.25 lakh), debt MF at slab, grandfathering, F&O turnover, buy-back and ESOP taxation.

House Property

Self-occupied, let-out and deemed let-out; standard 30% deduction, section 24(b) home loan interest up to Rs 2 lakh, pre-construction interest in 5 equal installments.

Business & Professional Income

Presumptive filing under 44AD / 44ADA / 44AE, P&L and balance sheet cases, GST reconciliation, depreciation as per Income-tax Act, partner remuneration.

Bank FD & Interest Income

Every FD tallied with AIS and Form 26AS, savings bank interest under 80TTA (Rs 10,000) or 80TTB (Rs 50,000 for seniors), post office and RD interest.

Other Heads

Dividend income (fully taxable at slab), gifts over Rs 50,000, crypto/VDA at 30%, foreign assets and Schedule FA disclosures for RNOR/ROR.

Which ITR form applies to you?

ITR-1, ITR-2, ITR-3 or ITR-4 — decoded

ITR-1 Sahaj

Resident salaried individuals with total income up to Rs 50 lakh, one house property and interest income.

  • Salary/pension
  • One house property
  • Savings & FD interest
  • Family pension

Not for: Capital gains, more than one house, foreign income, director in a company.

ITR-2

Individuals & HUFs without business income but with capital gains, multiple properties or foreign assets.

  • Salary
  • Capital gains (shares, MF, property, gold)
  • Multiple house properties
  • Dividend & interest

Not for: Any business or professional income.

ITR-3

Individuals & HUFs earning business or professional income with regular books of account.

  • Business / profession P&L
  • Salary + capital gains combined
  • Partner in firm
  • F&O trading as business

Not for: Companies (file ITR-6).

ITR-4 Sugam

Presumptive income under sections 44AD, 44ADA or 44AE with total income up to Rs 50 lakh.

  • Small business turnover up to Rs 3 crore
  • Professionals up to Rs 75 lakh
  • Goods carriage owners

Not for: Capital gains, foreign income, director/unlisted shares.

Our 4-step filing process

From documents to acknowledgement — usually within 48 hours

Step 01

Share documents

Upload Form 16, broker P&L, interest certificates and home loan statement via our secure link.

Step 02

AIS & 26AS reconciliation

We tally every entry in AIS / TIS / Form 26AS with your source documents to eliminate mismatches.

Step 03

Regime comparison

Old vs new regime computed side-by-side; we pick the regime that yields the lowest tax legally.

Step 04

Review & e-file

You approve the draft computation, we e-file the return and e-verify via Aadhaar OTP — refund tracked till credit.

Frequently asked questions

ITR filing — answered

Q.Last date to file ITR for AY 2026-27?

31 July 2026 for individuals without audit. 31 October 2026 for audit cases. Belated / revised returns up to 31 December 2026 with late fees under section 234F.

Q.Salary plus shares — which form?

ITR-2. ITR-1 does not allow capital gains reporting. We compute STCG (20% u/s 111A) and LTCG (12.5% over Rs 1.25 lakh u/s 112A) from your broker P&L.

Q.Home loan interest deduction limit?

Up to Rs 2 lakh under section 24(b) for a self-occupied house. Fully deductible for let-out property, with a Rs 2 lakh set-off cap against other heads.

Q.Presumptive taxation for freelancers?

Yes — professionals under 44ADA can declare 50% of gross receipts (up to Rs 75 lakh) as income and file ITR-4. No books required.

Q.Is FD interest taxable if TDS was cut?

Yes. TDS is only advance tax. FD interest is taxed at your slab rate. Senior citizens get Rs 50,000 deduction under 80TTB.

Q.Old regime or new regime?

New regime is default. Old regime wins when 80C, 80D, HRA and home loan interest cross ~Rs 3.75 lakh. We compute both.

Get your ITR filed before the 31 July rush.

Fixed fee. Filed by qualified professionals. Refund tracked till it credits to your account.